US Cyber Insurance Market Update 2025: The US cyber insurance market has entered a period of relative pricing stability, marked by a notable 5% average decline in insurance rates during the fourth quarter of 2024. This decrease continues a trend that reflects the increasing maturity of the cyber insurance industry, with rates stabilizing after years…
Top Internet-First Homeowners Insurance Startups: The homeowners insurance industry, once known for long paperwork and agent-dependent processes, is undergoing a rapid transformation thanks to the rise of Internet-first homeowners insurance startups. These innovative companies leverage digital platforms, AI, and real-time analytics to offer flexible, affordable, and personalized coverage to homeowners. As of now, there are…
Indias Insurance Gap: In a country witnessing rapid economic growth, rising healthcare costs, and increasing financial complexity, insurance should be a critical safety net. Yet, the recently published Suraksha Kavach Report 2025 by Bajaj Capital Insurance Broking Ltd. reveals a stark truth — while awareness is at an all-time high, most Indians remain dangerously underinsured….
How to Switch Health Insurance: Health insurance is not just a financial tool—it’s a lifeline during medical emergencies. However, not all policies serve the same purpose, and over time, you might realize that your current plan lacks crucial features such as room rent flexibility, better coverage for pre-existing diseases, or cashless claim efficiency. Thankfully, the…
Bajaj Allianz Launches State-Wise Health Insurance Plans: Bajaj Allianz General Insurance has made a game-changing move in the Indian health insurance sector by introducing state-wise customised health insurance plans, tailored to the cultural, linguistic, and healthcare needs of residents across the country. This is the first-of-its-kind initiative in India where health insurance policies are not…
SBI Card to Withdraw Complimentary Air-Accident Insurance on Select Cards: In a major policy shift, SBI Card has announced that it will discontinue the complimentary air accident insurance benefit on several of its popular credit card variants starting July 15, 2025. The news surfaced through multiple user posts on the social media platform X (formerly…
Best Investment Plans: In today’s fast-paced financial environment, individuals are increasingly seeking investment options that not only yield attractive returns but also ensure the financial safety of their loved ones. Investment plans that include term insurance benefits have emerged as one of the most preferred financial tools in 2025. These dual-purpose financial products serve two…
GST on Health Insurance Premiums: In a much-anticipated move, the central government is considering a proposal to reduce the GST on health and term insurance premiums from the current 18% to just 5%. This landmark decision could be finalized in the upcoming GST Council meeting, expected before the Monsoon Session of Parliament 2025. If implemented,…
Best Commercial Property Insurance in 2025: In today’s dynamic and often unpredictable business environment, safeguarding your commercial assets is not just a smart move—it’s essential. Fires, storms, theft, vandalism, and other unforeseen disasters can severely impact a business’s property and halt operations entirely. That’s where commercial property insurance comes into play, providing critical coverage for…