National Insurance and Income Tax 2024–2025: The financial year 2024–2025 has brought some major updates to the UK’s tax landscape, especially around National Insurance (NI) and income tax. While the government has reduced the employee NI contributions, a freeze in income tax thresholds means many individuals will see their overall tax burden increase. These subtle…
Barclays Upgrades Zurich Insurance Stock Rating: In a notable move that has caught the attention of global investors, Barclays (LON:BARC) has upgraded the stock rating of Zurich Insurance Group AG (ZURN:SW) (OTC:ZURVY) from Equalweight to Overweight, with a revised price target of CHF 255.00, up from the previous CHF 212.00. This strategic decision reflects a…
Tamil Nadu Government Extends New Health Insurance: In a significant move to ensure continued healthcare protection for its workforce, the Tamil Nadu government has extended the New Health Insurance Scheme (NHIS), 2021 by another year. Initially set to expire on June 30, 2025, the scheme will now remain in force till June 30, 2026, offering…
Insurance Penetration Rises, but Indians Still Financially Exposed: India’s insurance landscape has undoubtedly evolved, with awareness and policy uptake on the rise. Yet, a new report—Suraksha Kavach Report 2025 by BajajCapital Insurance Broking Ltd.—uncovers a sobering contradiction. Despite increasing insurance penetration, a large majority of Indians remain financially vulnerable during real-world emergencies. While digital tools,…
How to Choose an Individual Health Insurance: In 2025, the importance of a reliable individual health insurance plan cannot be overstated. With the cost of healthcare services steadily climbing and medical advancements becoming more complex and expensive, safeguarding your health and finances with the right insurance coverage has become essential. A well-selected health policy not…
MEDISEP Revamp 2025: In a major development aimed at strengthening the welfare of Kerala’s state employees and pensioners, the government-appointed expert committee has submitted its recommendations to revamp the Medical Insurance Scheme for State Employees and Pensioners (MEDISEP). The core of this proposal lies in enhancing insurance coverage from ₹3 lakh to ₹5 lakh, coupled…
Why Indians Are Quitting Health Insurance in 2025: In recent years, India’s health insurance market has seen a troubling shift. Once considered a critical safety net, health insurance is now being increasingly abandoned by middle-class families and individuals. The rising cost of premiums, compounded by the 18% GST, is making it unaffordable for many. Add…
Insurers Struggle : The Insurance Regulatory and Development Authority of India (IRDAI) has imposed strict obligations on general insurance companies to expand their coverage in the motor third-party (TP) insurance segment. Insurers with a 5 to 10 percent share in the Motor TP market are required to increase their insured vehicles by 7.5 percent compared…
HDFC Life to Max Financial: The Indian life insurance sector is turning heads in 2025 with an impressive rally in stock performance. Leading players such as HDFC Life, LIC India, ICICI Prudential Life, and Max Financial Services have delivered monthly returns ranging from 5% to 13%, contributing to year-to-date (YTD) gains of 20% to 35%….