How to Afford a ₹1 Crore Health Insurance: India’s healthcare costs are rising at an alarming pace, especially in urban areas. A single hospitalisation involving ICU care or a serious surgery can easily cost between ₹20–30 lakh in top cities like Mumbai, Bengaluru, or Delhi. Add ongoing treatments like chemotherapy, dialysis, or post-surgery rehabilitation, and…
The Hidden Traps in Health Insurance: Health insurance is often seen as a safety net, a vital shield against the rising cost of medical care. Yet, despite its importance, many individuals remain unaware of the finer details that can make or break a claim. While we diligently pay our premiums every year, few of us…
American Lung Association Calls for Expanded Insurance: Lung cancer remains the leading cause of cancer-related deaths in the United States, with tens of thousands of lives lost each year due to late-stage diagnoses. Recognizing the life-saving potential of early detection, the American Lung Association (ALA) has renewed its call for expanded insurance coverage for lung…
Insurers Adapt to Escalating Climate-Driven Hazards: As climate change continues to accelerate, the insurance industry finds itself at a critical juncture. With rising sea levels, intensifying hurricanes, unprecedented wildfires, and extreme weather events becoming more frequent, insurers are rapidly adapting to a new era of climate-driven risks. This evolution is reshaping the way insurance companies…
Role of Surveyors Report in Insurance Claim Assessment in India: In India’s insurance ecosystem, the role of a surveyor’s report is critical to ensuring a transparent and just evaluation of claims made by policyholders. Governed primarily by the Insurance Act, 1938, along with the IRDAI (Insurance Surveyors and Loss Assessors) Regulations, 2015, the assessment of…
Insurance Q4 FY25 Outlook: The Indian insurance sector is projected to deliver a subdued performance in the fourth quarter of FY25, as analysts anticipate multiple headwinds impacting both life and general insurers. According to Yes Securities Limited, life insurance companies are grappling with shrinking value of new business (VNB) margins, primarily due to a shift…
Global Health Care Policy: In today’s interconnected world, people travel across borders more than ever—be it for work, education, tourism, or medical needs. But while crossing international boundaries is easier, dealing with unexpected health emergencies abroad can be daunting and financially draining. This is where the Global Health Care Policy steps in—a comprehensive health insurance…
Australia and New Zealand Face Home Insurance Crisis Due to Climate Change: Homeowners in Australia and New Zealand are facing a growing home insurance crisis, largely driven by the escalating impacts of climate change. From devastating floods and wildfires to intense storms, extreme weather events are becoming more frequent and severe, causing billions in damages….
SBI Life Celebrates Mothers: In every gentle brushstroke, a mother paints the world with colours of love, sacrifice, and dreams. SBI Life’s newest emotional campaign, titled “Apne Liye. Apno Ke Liye,” is a heartfelt tribute to mothers who manage to gracefully balance their personal aspirations while fulfilling the dreams of their loved ones. This powerful…